One Company,
Two Ways to Engage
Since 1990, Truepoint Wealth Counsel has been an industry pioneer and leader in bringing fee-only fiduciary guidance, holistic financial planning and evidence-based investing to individuals and families. In 2021, we launched Commas as an extension of our services to bring that same approach to the people our team cared about most—our friends and family—who might not need the depth of Truepoint Wealth Counsel services.
Truepoint offers a robust set of services delivered by your advisor and a team of in-house specialists. Due to the complexity of these services, we generally recommend a minimum investment portfolio of $3,000,000.
Commas offers a streamlined set of financial planning and investment management services delivered by your advisor. We provide these services without any required account minimum and charge a simple fee.
Services
Identify savings and spending goals
Establish budget in line with goals and savings/distributions strategies
Build custom wealth management plan
Plan for college and K-12 education expenses
Review life, disability and long-term care insurance policy review and needs analysis
Assist with annual benefit elections
Manage investments with an evidence-based approach
Design tax-efficient and low-cost portfolio
Leverage tax-loss harvesting strategies in taxable accounts
Monitor portfolio with real-time rebalancing
Source, monitor, advise and conduct due diligence on alternative investments
Coordinate with outside CPA (as applicable)
Develop quarterly projections and multi-year tax strategy
Calculate estimated payments based on quarterly projections
Prepare annual federal, state and local income tax return preparation
Align tax planning with estate and financial plans
Provide year-round tax counsel
Assist with obtaining an estate plan
Provide and implement recommendations on beneficiary designation and account titling
Ongoing review of estate plan to align with changing goals and life circumstances
Assist with estate and trust administration
Facilitate family meetings